Professional Story:

Michael has been an advisor with uFinancial Group since 2006. Michael holds a degree in Business Management from the University of Maryland, and his prior experience includes middle management and senior management positions in the medical/dental distribution industry. He finds it helpful to share his personal and professional experiences to help companies and individuals meet their financial goals.

Michael has earned the Certified Family Business Specialist designation and has expertise in business planning, employee benefits, retirement income planning, investment portfolio construction and analysis, education funding, and a broad range of protection planning for individuals and businesses. He is motivated to help and inspire each client to align their efforts, resources, and objectives in the development of a coherent and actionable plan for their financial future.

Away from work, Michael and his wife Tricia enjoy relaxing at the beach, golf, outdoor activities, and time spent with children and grandchildren.

Qualifications:

• Branch Manager, Patterson Dental Supply Co. – PA, NJ, DE, DC, MD
• Director of Sales, BENCO Dental
• President/Owner, the W.A. Lockwood Dental Company, Inc.
• Certified Family Business Specialist Designee, American College
• Associate of the Year, American Business Women’s Association –1999
• Qualifying member of MDRT – 2010
• B.S., Business Management, University of Maryland
• Registered Representative, MML Investors Services, LLC
• Licensed for Life/Health/Annuity products in PA, NJ, DE, MD, DC

Specialties:

• Financial Planning Services
• Access to Professional Asset Managers
• Retirement Planning
• Estate Planning
• Long Term Care Insurance
• Life and Disability Income Insurance
• Business Succession Plans
• Executive Compensation Design
• Employee Benefits Design and Management

Personal:

• Resides in East Marlborough, PA with wife (Tricia) and three children - Kristin, Jake, Jude