Headshot of Nicole Carricato

Nicole Sanderson

ChFC®, CFS®, CLTC, CFBS, FSCP®

100 Sterling Parkway, Suite 307

Mechanicsburg, PA

717 791 3394 Office

717 864 5994 Cell (Call Only)

717 864 5994 Global Relay (Call/Text)

Please See Services Below

Nicole Sanderson

Financial Professional

ChFC®, CFS®, CLTC, CFBS, FSCP®

Nicole Sanderson brings comprehensive financial services expertise to her role as an insurance professional with uFinancial Group, where she has spent six years helping clients navigate complex financial decisions with over 20 years of financial experience. With a background in mortgage origination, Property & Casualty Insurance, and over twelve years of Banking experience and a deep understanding of insurance, estate planning, and wealth management strategies, Nicole takes a holistic approach to financial planning that seeks to address her clients’ complete financial picture. While continuing to evolve personally as well as professionally, her analytical mindset and methodical approach help her break down complicated financial scenarios into clear, actionable plans that align with her clients’ long-term goals. Nicole’s philosophy centers on the principle that sustainable success requires understanding how individuals operate at their best. She applies this same high-performance framework to her client relationships, recognizing that effective financial and succession planning must account for the unique circumstances, values, and decision-making styles of each person she serves. Her clients appreciate her ability to provide multiple strategic options with detailed analysis, helping them make informed decisions. With six years of direct financial services experience complemented by her mortgage industry background, Nicole has developed expertise in business evaluation, strategic consulting, and navigating complex regulatory frameworks. She has worked with clients ranging from individuals planning for retirement to business owners structuring succession strategies. Outside of work, Nicole maintains the same commitment to intentional living that she brings to her professional practice. Nicole believes very strongly in wellness in all areas of life and personally focuses on her mental, physical and overall wellbeing. She cooks, gardens and is an avid reader and writer. She believes strongly in work-life integration that supports peak performance—whether that means blocking time for focused client work, maintaining wellness routines like her regular sauna sessions, or protecting downtime for recovery and creativity. Nicole serves clients throughout Pennsylvania and is committed to building lasting relationships based on trust, transparency, and measurable results.

Nicole Sanderson Offers the Following

Services for Individuals & Families

Nicole Sanderson Offers the Following

Corporate & Business Services

Suite of Services

Retirement Planning

Our retirement planning services help you evaluate your expected needs and resources so you can better prepare confidently for life after your working years. We partner with you to review savings strategies, income sources, and spending considerations to support a sustainable long term plan.

Suite of Services

Estate Planning*

We assist clients in developing estate planning strategies that reflect their wishes and family priorities. Our team is focused on your vision to plan for a lasting legacy.
* Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.

Business Services

Business Protection

Our business protection services help you identify and evaluate potential financial risks that could affect the continuity of your company. We work with you to assess insurance strategies, contingency planning, and other risk mitigation tools that are designed to support long term stability.

Business Services

Corporate Retirement Plans

We support employers in selecting, implementing, and managing corporate retirement plans such as 401(k)s, SIMPLE IRAs, and SEP IRAs. Our services include plan review, employee education, and ongoing monitoring to help ensure the plan remains aligned with your company’s goals and regulatory requirements.

Business Services

Compensation Planning

Our compensation planning services help businesses design compensation structures that support employee retention, motivation, and long term organizational goals. We assist in reviewing salary frameworks, incentive programs, and benefits packages that complement your broader financial strategy.

Business Services

Executive Benefits

We work with companies to evaluate and structure executive benefit programs such as deferred compensation plans, supplemental retirement benefits, and performance based incentives. These services are designed to help attract and retain key leaders and employees while supporting alignment with corporate objectives.

Business Services

Succession
& Estate Planning

We help business owners consider strategies for transitioning leadership and ownership while coordinating with their broader estate planning goals. Our approach includes reviewing business valuation factors, ownership transfer methods, and family or partner considerations in collaboration with legal and tax professionals.